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Bank of Alma NMLS #807292

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To our Loyal Customers,

The recent turmoil in the crypto bank world has focused attention on the safety and soundness of banks.

The Bank of Alma has always kept safety and soundness as a top priority. That is why its shareholders have maintained an extraordinary capital level. Currently we are in the top 1.00% in the United States for retained capital.

I experienced the trauma of a bank failure by the previous ownership and made sure that wouldn’t be repeated by retaining capital the past 37 years.

I appreciate the trust you have in our bank as we continue to maintain its safety.

President